This payment method is available to French cardholders only.
Text available in French:
New 3x 4x Web Terms and Conditions: Conditions as of 11/13/2024, subject to change.
For more information, visit oney.fr:
Pay for your order in 3 or 4 installments by credit card for purchases from €100 up to €3,000 with Oney Bank.
Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from €100 to €3,000 in 3 or 4 installments using your credit card.
Conditions: This offer is reserved for individuals (legal adults) residing in France who hold a Visa or MasterCard credit card with an expiration date later than the selected financing period. Cards with systematic authorization, such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards, and American Express cards are not accepted.
Subscription terms: After completing your order, simply click on the “3x 4x Oney payment by credit card” button. You will then be redirected to the 3x 4x Oney web page of our partner, where a detailed summary of your order and a personalized financing request will be displayed, which you must then validate. You will enter your personal information or, if you already have a 3x 4x Oney account, log in using your 3x 4x Oney account credentials. You will be presented with the general terms and conditions of the installment payment offer, provided in PDF format so that you may read, print, and save them before accepting. You then confirm your electronic acceptance by ticking the corresponding checkbox. You acknowledge that the combination of the “double click” and the checkbox indicating you have read the terms and conditions constitutes your agreement to enter into a contract and represents an irrevocable and unconditional acceptance of the product’s general terms and conditions. Unless proven otherwise, the data recorded by Oney Bank serves as proof of all transactions between you and Oney Bank. If you apply for a financing solution offered by Oney Bank, the information related to your order will be transmitted to Oney Bank, which will use it to evaluate your request for the granting, management, and recovery of credit. Oney Bank reserves the right to accept or refuse your 3x 4x Oney financing request. You have a 14-day withdrawal period during which you may cancel your credit agreement.
How it works: Payment in 3 or 4 installments by credit card allows you to pay for your order placed on our online store as follows:
A mandatory down payment, debited on the day your order is confirmed for shipment;
Two or three monthly installments, each corresponding to one-third or one-quarter of the total order amount, debited 30 and 60 days later for the 3-installment plan, and 30, 60, and 90 days later for the 4-installment plan. These include fees amounting to 1.67% of the total order amount for the 3-installment plan and 2.50% for the 4-installment plan (capped at a maximum of €30 for 3 installments and €60 for 4 installments).
- Payment in 3 installments available for purchases from €100 up to €3,000.
Example: For a purchase of €150, a down payment of €52.51, followed by 2 monthly installments of €50.
Credit over a period of 2 months at a fixed APR of 22.59%. Financing cost: €2.51, capped at a maximum of €30.
- Payment in 4 installments available for purchases from €100 up to €3,000.
Example: For a purchase of €400, a down payment of €110, followed by 3 monthly installments of €100.
Credit over a period of 3 months at a fixed APR of 22.63%. Financing cost: €10, capped at a maximum of €60.
Special conditions for occasional promotional offers:
For 3-installment payment with no fees: The financing cost is 0% of the total order amount. Example: For a purchase of €150, a down payment of €50, followed by 2 monthly installments of €50. Credit over a period of 2 months at a fixed APR of 0%. Financing cost: €0. For 4-installment payment with no fees: The financing cost is 0% of the total order amount. Example: For a purchase of €400, a down payment of €100, followed by 3 monthly installments of €100. Credit over a period of 3 months at a fixed APR of 0%. Financing cost: €0.
Oney Bank -SA au capital de 71 801 205 € -Siège social : 34 avenue de Flandre 59170 CROIX -RCS Lille Métropole 546 380 197 -n°Orias : 07 023 261 -www.orias.fr -Correspondance : CS 60006 -59 895 Lille Cedex 9 -www.oney.fr